Oakridge Capital Partners Ltd

Risk Warning

Important – Your Capital Is at Risk

Investing in unlisted private companies involves significant financial risk. Investors should be prepared to lose the entire amount invested and should carefully consider their financial circumstances, investment experience and capacity for loss before making any investment decision.

Financial Promotion Warning

The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.

Investor Eligibility

Investment-related financial promotions may be restricted to individuals whom Oakridge Capital Partners Ltd reasonably believes qualify as High Net Worth Individuals under Article 48, Self-Certified Sophisticated Investors under Article 50A of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, or other persons to whom such communications may lawfully be made.

Individuals may be required to complete an appropriate investor classification or self-certification process before receiving restricted investment information.

Investor classification does not eliminate investment risk or automatically establish that an investment is suitable for an individual.

Capital at Risk

Investments in private companies are inherently speculative. Businesses may fail, experience financial difficulties or be unable to achieve their commercial objectives.

Investors may lose some or all of their invested capital. There is no guarantee of returns, dividends, capital appreciation or repayment.

Illiquidity

Shares in privately held companies are generally not traded on a recognised public exchange.

There may be no established secondary market through which investors can sell their shares. Investors should therefore be prepared to hold their investments for an extended or indefinite period and may be unable to access their capital when required.

Business and Valuation Risk

Early-stage and growth businesses may have limited operating histories, uncertain revenue streams and substantial funding requirements.

Company valuations may be subjective and can change significantly. Additional fundraising may dilute existing shareholders, while commercial, economic or regulatory developments may negatively affect company performance.

Diversification and Capacity for Loss

Investors should consider private-company investments as part of their wider financial circumstances and investment portfolio.

Diversification across investments may reduce concentration risk but cannot eliminate the possibility of financial loss.

Individuals should only invest capital they can genuinely afford to lose without materially affecting their financial security or standard of living.

EIS and SEIS Tax Relief

Certain investments may qualify for tax advantages under the Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS).

Eligibility depends upon both the company and the individual investor satisfying the relevant statutory requirements.

Tax relief is not guaranteed, may be withdrawn or reduced if qualifying conditions cease to be met, and is subject to changes in legislation and individual tax circumstances.

Tax advantages should not form the sole basis of an investment decision. Independent professional tax advice should be obtained where appropriate.

Regulatory Protection

Investments in unlisted companies may not benefit from the protections normally associated with regulated investment products.

Depending on the investment and the activities involved, investors may not have access to the Financial Services Compensation Scheme or the Financial Ombudsman Service.

No Personal Investment Advice

Information provided by Oakridge Capital Partners Ltd is intended for general information purposes and does not constitute personal investment, legal or tax advice.

Investors should conduct their own due diligence and, where appropriate, seek independent advice from a suitably authorised professional experienced in investments of this nature.